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Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions.
(discounts may vary for each person looking for auto coverage)
Texans are legally required to carry a basic level of liability insurance. Texas law requires drivers to have basic liability coverage. You can be fined up to $350 if you don't have auto insurance (more if you've been ticketed before for no insurance). If an officer asks you for it, be ready to show your insurance card and inform your insurance company of a collision right away.
Violating Texas Auto Insurance laws can result in the following fines and penalties:
For your first conviction:
For additional convictions:
Full coverage auto insurance in Texas generally includes state-mandated bodily injury and property damage liability coverage, plus collision and comprehensive coverage, medical payments coverage, and uninsured/underinsured motorist coverage. With this type of coverage no matter who is at fault, collision coverage pays for repairs or replacement of your car after a crash. Comprehensive insurance pays if your car is stolen or damaged by wind, fire, flood, vandalism or falling objects.